white.cards
Preparing for launch

White Label

A neobank
under your brand

Launch a financial service for your audience. We'll help build the customer account and operations dashboard under your brand and connect them to payment infrastructure.

WHITE LABEL
white.cards
Demo card•••• 2048
Exp.12/28
Your brandYour customersYour own interface

Branding demo. Services and card issuing terms depend on the provider's program.

UNDER YOUR BRAND

For your customers and your team

Customers check balances and make payments. Your team can review accounts, transactions and requests for help.

FOR YOUR CUSTOMERS

The customer account

Receiving money, paying by card and checking transactions in your branded app.

Account details and deposits
Bank details for invoice payments, with a record of incoming transfers.
Cards and balances
Cards, available funds and payment details.
Payment history
Search for a payment by date, amount or reference.
Contact support
A payment enquiry linked to the transaction it concerns.

FOR YOUR TEAM

Your operations dashboard

Customer records, transactions and enquiries in one workspace. Your team reviews payments and handles questions while you manage your service's pricing.

Customers and verification
Customer onboarding status and requests for missing documents.
Your pricing
Your service fee within the program's agreed terms.
Transactions and reconciliation
Incoming transfers, withdrawals and reconciliation details.
Customer enquiries
Enquiry history beside the transaction the customer is asking about.
Try both dashboards

WHITE LABEL SCOPE

What goes into your launch

We start by defining the customer screens, your team's responsibilities and the operations the provider will handle.

Customer app

Registration, account details, cards, payment history and document requests, using your service's name, colours and copy.

Your team's workspace

Manage customers, reviews, payments, enquiries and fees. Assign access according to each person's role.

Provider integration

Connect the agreed functions, process status updates and match transactions. Accounts, payments and cards form part of the agreed scope.

Preparing to launch

Acceptance scenarios, support instructions and checks of the customer journey. Before launch, we agree who owns each stage.

Build in-house or use White Label

The difference is how much your team has to build. Customer checks, program approval and payment rules apply to both approaches.

Interface

Build in-houseDesign and build your customer app

white.cards White LabelWe adapt the customer app to your brand

Operations

Build in-houseBuild tools for support and payment monitoring

white.cards White LabelWe configure the team workspace for your agreed processes

Payment integration

Build in-houseImplement API calls, events and error handling

white.cards White LabelWe connect the selected program and test its payment flows

Program rules

Build in-houseAgree eligibility and terms with the provider

white.cards White LabelWe include the provider's requirements in the project scope

Your brief determines scope, timing and cost. White Label doesn't replace licensing, banking services or customer approval.

Define your project

SERVICE ECONOMICS

Work out your monthly revenue and costs

Set your payment volume, fees and costs to see what's left each month. Every assumption is editable.

Your assumptions

people
USD
%
%
USD
USD

Remaining after listed costs

$1,500.00

per month

Payment volume
$500,000.00
Service revenue
$5,000.00
Provider costs
$2,000.00
Fixed costs
$1,500.00

Any costs you haven't included still need to be paid from this amount

These figures are examples, not white.cards or provider prices. Calculation: volume × your fee + subscription revenue − provider costs − fixed costs. Taxes, refunds, exchange-rate differences and other unlisted costs are excluded.

Already have your own app?

Choose API integration if you already have a customer app. Your team can add card functions to the existing interface.

Explore API integration

THE LAUNCH PLAN

Launch your neobank
step by step

Agree on the program, build the integration, run a pilot and prepare to onboard more customers. Each stage has a result to check before moving on.

  1. Step 01

    Agree on the program

    Define the customers, their countries and the payments they need. Agree service eligibility, checks and terms with the provider.

    Result: agreed launch terms

  2. Step 02

    Build and integrate

    Brand the customer account and connect payment functions and the operations dashboard. Test the product with sample data.

    Result: a product ready for the pilot

  3. Step 03

    Run the customer pilot

    A small customer group completes onboarding and makes its first payments. Review failures and support requests.

    Result: evidence from real transactions

  4. Step 04

    Onboard more customers

    Fix the issues found in the pilot and review servicing costs before preparing to onboard the next customer group.

    Result: a plan for further onboarding

PRODUCT QUESTIONS

Launch
requirements

White Label or API, integration timing and card program terms.

All questions and answers

About white.cards

We're preparing the first launch. Development, provider program approval and a pilot come before customer onboarding. The site currently offers interface demos and details of the White Label and API models.

Launch conditions